Healthcare, despite its claims to cover everything, often leaves significant gaps in its coverage. Whether obtained through an employer or purchased individually, understanding the extent of your healthcare coverage can be a challenge.
While simple doctor visits and flu shots are routinely covered, the larger health insurance companies miss or ignore other areas of health. Today, we will discuss the gaps in most health insurance plans and wrap up by explaining how My Root Cause RX can help fill in these gaps.
While weight loss drugs such as Wegovy and Ozempic are covered under most health insurance plans to treat diabetes, they are not often covered for weight loss purposes. This lack of coverage can pose a problem for those looking to lose weight without diabetes. As the popularity of these weight management medications increases, many are turning to them as their desired weight loss solution, only to be told their insurance doesn’t cover them. While there isn’t currently health insurance that covers weight loss medication, options outside your main healthcare package are available.
It’s important to take weight gain seriously, as it can negatively impact all aspects of life. If not treated, weight gain can cause high blood pressure, type 2 diabetes, coronary heart disease, and even stroke. With weight gain not directly addressed by most health plans, employees risk severe health conditions unless other coverage is offered.
Traditional health insurance often covers simple allergy treatment; however, there are usually strict limits. Many plans don't cover skin prick allergy tests or allergy blood tests, so you may be left on your own if you require them. Allergic rhinitis (AR) is associated with impaired work productivity, so companies feel it also when their employees can’t treat their allergies properly.
If allergies are left untreated, they can significantly hamper a person's quality of life. They can lead to visual impairment, sinus congestion, and severe allergic reactions that can be life-threatening. While over-the-counter medications work for some, they don't for others.
The Affordable Care Act requires health plans to offer essential coverage for pain management, such as prescription drug coverage and chronic disease management. However, these benefits come at a price—often expensive copays and requirements of first meeting deductibles before receiving them. These plans also usually miss out on topical or neuropathy treatments that treat pain without the risk of developing an opioid addiction.
Chronic pain can lead to a tremendous decrease in an individual's quality of life. If chronic pain is left untreated, it can result in reduced productivity, lost wages, and psychiatric disorders such as depression, anxiety, and substance abuse. Similarly, the pain medications often prescribed have the risk of leading to addiction, further hindering a person's chance of recovery.
Our targeted benefits package can help bridge the gaps in your health coverage for weight loss, allergies, and chronic pain. Not only do we offer the best weight loss shots on the market, but we also provide perennial transdermal allergy immunotherapy and topical inflammation cream for your chronic pain.
Our goal is to be a one-stop shop for your employees, with ease of access and professionalism as our top priorities. Your employees will undergo a simple three-step process, starting with a free consultation. After payment, which can also be paid with an HSA or FSA, the medication is shipped directly to them at a discounted price.
Keep your employees covered with My Root Cause RX. Register your company below, or contact us to learn more!
